The fact you can have multiple bank accounts is good but, there should also be an opportunity to transfer between accounts e.g. from a PayPal account to a Land Bank

Its hard to know where to stop here because there is a lot in the component that makes it worthwhile, but not enough to put all your accounts on it. Its an 'almost there' accounts package and needs things like sections and also a reporting function for standard reports like P&L reports and Outgoing Expenses, Overheads etc., I know there is a statistics package, but unless you can provide a means for the user to print off and collate a report of some kind it has limited application.